Property Attributes
- MLS#789371
- TypeSingle Family
- Listing Status Active
- CountyBay
- CityPanama City
- Area03 - Bay County - Beach
- NeighborhoodBreakfast Point East
- Zip32407
- Style
- Year Built2026
- Price$ 664,984
- Bedrooms4
- Full Bathrooms3
- Half Bathrooms1
- Sqr Footage2811
- Lot Size0.2 Acres
Data Source:
Central Panhandle Association of REALTORS® (CPAR)
Property Description
Quick closing incentive with illustrative first-year payment rates as low as 3.75% for qualified VA buyers with builder's preferred lender! See financing example and qualifications below. Move-in Ready! The Santa Rosa plan by Harris Doyle Homes on an oversized home site in Breakfast Point East. This popular home offers plenty of living space & room to entertain with an expansive Great Room, separate dining area and covered rear lanai. The second floor features balcony access! This large corner homesite features a lake and conservation views. Breakfast Point East is a walkable and golf-cart friendly community close to the Gulf and Panama City Beach parks, attractions, shopping and amenities. VA financing example: 780 credit score, 0% down, with $30,000 used for seller-paid discount points toward a permanent rate buydown, plus a separate 2/1 temporary buydown through Silverton Mortgage. Illustrative payment rates: 3.75% in year one, 4.75% in year two and 5.75% in years 3-30; 5.773% APR. Payments increase after years one and two. Based on lender ballpark estimates as of October 29, 2026, not a current rate quote or loan commitment. Actual rates vary with credit score, down payment and market conditions. Subject to credit approval, VA eligibility, eligible-home availability and lender requirements. Rates, fees and terms may change. Closing must occur by January 1, 2027. See agent and lender for complete terms. Silverton Mortgage, NMLS 1561. Equal Housing Opportunity.
| Elementary School | Middle School | High School |
|---|---|---|
| Walsingham Academy Elementary School | Breakfast Point Middle School | Arnold High School |
| Price History | |
|---|---|
| 5/4/2026 | Listed $662,747 |
| 5/8/2026 | 1$667,747 |
| 5/8/2026 | 1$662,747 |
| 5/15/2026 | 1$667,747 |
| 6/20/2026 | 1$662,747 |
| 9/30/2026 | Listed $665,984 |
| 10/28/2026 | Listed $664,984 |
General Features
| Sewer | Public Sewer |
|---|---|
| Utilities | Electricity Available,High Speed Internet Available,Underground Utilities |
| Property Subtype | Single Family Residence |
| Community Features | Playground,Park |
| County | Bay |
| Property Type | Residential |
| HOA | true |
| Subdivision Name | Breakfast Point East |
| Status | Active |
| Directions | Hwy 98 to Moylan Rd. Turn right on Crystal Bayou Blvd. Follow signs for Harris Doyle Homes. |
| High School | Arnold |
| City | Panama City |
| MLS Area | 03 - Bay County - Beach |
| Lot Size Units | Acres |
| Lot Size Square Feet | 8712 |
| Elementary School | Walsingham Academy |
| Middle/Junior High School | Breakfast Point |
| MLS Area Minor | 0321 - Beach - North Central |
| Standard Status | Active |
| Property Sub Type Additional | Single Family Residence |
| Association Amenities | Picnic Area |
| Other Structures | Garage(s) |
| Occupancy Type | Vacant |
| Year Built | 2026 |
| Association Fee Includes | Association Management,Legal/Accounting,Playground |
| Heating | Central,Electric,Heat Pump |
| Cooling | Central Air,Heat Pump |
| Appliances | Gas Cooktop,Gas Range,Plumbed For Ice Maker |
| Patio/Porch Features | Covered,Patio,Porch |
| Construction Materials | HardiPlank Type |
| View | Lake |
| Attached Garage | true |
| Garage Y/N | true |
| Total Rooms | 5 |
| Full Baths | 3 |
| Garage Spaces | 2 |
| Architectural Style | Traditional |
| Stories Count | 2 |
| Levels | Two |
| HOA Fee | 198 |
| Assoc Fee Paid Per | Quarterly |
| Security Features | Carbon Monoxide Detector(s),Smoke Detector(s) |
| Unit Number | LOT 30 |
| New Construction | true |
| Roof | Shingle |
Interior Features
| Total Baths | 4 |
|---|---|
| Interior Amenities | Double Vanity,Main Level Primary,Walk-In Closet(s) |
| Flooring | Plank,Vinyl |
| Furnished Units | None |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Total Bedrooms | 4 |
| LivingAreaSource | Plans |
| Window Features | Double Pane Windows |
| Half Baths | 1 |
| Total Stories | 2 |
Exterior Features
| Lot Features | Sprinkler System,Paved |
|---|---|
| Lot Size Area | 0.2 |
| Lot Dimensions | 71.4 x 125 |
| Lot Size Acres | 0.2 |
| Parking Features | Garage,Garage Door Opener |
| Building Area Total | 2811 |
| Waterfront Y/N | false |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 32407
In The Neighborhood
Panama City Beach
$ 599,995
- Type
- Single Family
- Size
- 2,123 SqFt
- Rooms
- 3 Beds + 2 Baths
Panama City Beach
$ 700,000
- Type
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- Size
- 3,199 SqFt
- Rooms
- 4 Beds + 3.5 Baths
Panama City Beach
$ 588,738
- Type
- Single Family
- Size
- 2,397 SqFt
- Rooms
- 3 Beds + 3 Baths
Panama City Beach
$ 503,558
- Type
- Single Family
- Size
- 2,073 SqFt
- Rooms
- 4 Beds + 3 Baths
Panama City Beach
$ 474,469
- Type
- Single Family
- Size
- 2,191 SqFt
- Rooms
- 4 Beds + 2 Baths
Panama City Beach
$ 565,150
- Type
- Single Family
- Size
- 2,437 SqFt
- Rooms
- 3 Beds + 3 Baths
Panama City Beach
$ 629,903
- Type
- Single Family
- Size
- 2,888 SqFt
- Rooms
- 4 Beds + 2.5 Baths
Panama City Beach
$ 549,000
- Type
- Single Family
- Size
- 2,255 SqFt
- Rooms
- 4 Beds + 3 Baths
Panama City Beach
$ 454,900
- Type
- Single Family
- Size
- 1,926 SqFt
- Rooms
- 4 Beds + 3 Baths
Panama City Beach
$ 759,000
- Type
- Single Family
- Size
- 2,543 SqFt
- Rooms
- 4 Beds + 3 Baths
Panama City Beach
$ 506,528
- Type
- Single Family
- Size
- 2,073 SqFt
- Rooms
- 4 Beds + 3 Baths
Panama City Beach
$ 489,778
- Type
- Single Family
- Size
- 2,063 SqFt
- Rooms
- 3 Beds + 2 Baths
Emerald Coast Association of REALTORS®, Inc. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers
Listing data provided by: Central Panhandle Association of Realtors (CPAR)
Information deemed reliable but not guaranteed. The information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating