Property Attributes
- MLS#792841
- TypeCondos
- Listing Status Active
- CountyBay
- CityPanama City Beach
- Area03 - Bay County - Beach
- NeighborhoodMagnolia Bay Club
- Zip32408
- Style
- Year Built2008
- Taxes$ 40
- Price$ 342,000
- Bedrooms3
- Full Bathrooms3
- Half Bathrooms0
- Sqr Footage1485
Data Source:
Central Panhandle Association of REALTORS® (CPAR)
Property Description
THREE BEDROOMS. THREE BATHROOMS. BAYFRONT LIVING ON THE QUIETER SIDE OF PANAMA CITY BEACH. Magnolia Bay Club Unit 404 is a freshly painted three-bedroom, three-bathroom residence offering a split floor plan, large bayfront balcony, and central fourth-floor position overlooking St. Andrews Bay with views toward the Hathaway Bridge. Professionally deep cleaned and move-in ready, the interior features wood flooring throughout the main living areas, tile flooring in the kitchen, hallway, and bathrooms, and an open-concept layout with space for a dining table. The kitchen includes stainless steel appliances, ample workspace, and a direct connection to the living area, while the washer and dryer are also included. The spacious primary suite features sliding glass door access to the balcony, along with a large bathroom offering a double vanity and walk-in shower. The seller is replacing the fogged glass panel in the primary bedroom window and door assembly prior to closing. The split-bedroom design creates additional separation between sleeping areas. The guest bedroom on the right includes a pocket door, allowing it to function as a bedroom, home office, or flex space. The guest bedroom on the left has its own private full bathroom with double vanities, creating a true second suite. The living room opens through sliding glass doors to the large balcony, where the fourth-floor position provides sunrise views across the bay, illuminated nighttime views of the Hathaway Bridge, and the sound of the water along Magnolia Bay Club's private bay beach below. Fourth-floor residences also feature a solid balcony wall rather than metal railings, providing additional privacy and a greater sense of security. The enclosed design may be especially appealing to owners with small pets because there are no railing openings. Magnolia Bay Club is a gated bayfront condominium community with no short-term rentals permitted. Community amenities include a bayfront pool, private beach, dock, kayak access, fitness center, meeting room, BBQ grills, dumpster service, and maintained common grounds. The property is located approximately one mile from Publix and approximately three miles from the beaches of Panama City Beach. Monthly condominium association dues are currently $1,066.64 and include water, sewer, trash service, pest control, and maintenance of the common areas. Unit comes with an assigned covered parking space (E-77). All information is deemed reliable but not guaranteed; buyer to verify if important.
| Elementary School | Middle School | High School |
|---|---|---|
| Patronis Elementary School | Surfside Middle School | Arnold High School |
| Price History | |
|---|---|
| 7/18/2026 | Listed $348,000 |
| 8/27/2026 | 2$342,000 |
General Features
| Sewer | Public Sewer |
|---|---|
| Utilities | Cable Connected,Electricity Available,High Speed Internet Available,Underground Utilities |
| Property Subtype | Condominium |
| Tax Year | 2025 |
| Community Features | Barbecue,Boat Facilities,Business Center,Clubhouse,Dock,Elevator,Fitness Center,Game Room,Park,Pool,Waterfront,Community Pool,Gated |
| County | Bay |
| Property Type | Residential |
| HOA | true |
| Subdivision Name | Magnolia Bay Club |
| Status | Active |
| Directions | South on Navy Blvd, turn left on Magnolia Beach, Magnolia Bay Club will be on the left pass Delwood Beach intersection |
| High School | Arnold |
| City | Panama City Beach |
| Zoning Description | Resid Multi-Family |
| MLS Area | 03 - Bay County - Beach |
| Elementary School | Patronis |
| Tax Annual Amount | 40 |
| Middle/Junior High School | Surfside |
| MLS Area Minor | 0319 - Beach - East |
| Standard Status | Active |
| Property Sub Type Additional | Condominium |
| Association Amenities | Beach Rights,Business Center,Dock,Game Room,Gated,Barbecue,Picnic Area |
| Occupancy Type | Vacant |
| Waterfront Features | Bayfront,Shoreline - Sand |
| Year Built | 2008 |
| Association Fee Includes | Association Management,Clubhouse,Fitness Facility,Insurance,Pest Control,Playground,Pool(s),Recreation Facilities,Sewer,Trash,Water |
| Heating | Central,Electric |
| Cooling | Central Air |
| Appliances | Electric Oven,Electric Water Heater |
| Patio/Porch Features | Balcony |
| View | Bay |
| Attached Garage | false |
| Garage Y/N | false |
| Total Rooms | 11 |
| Full Baths | 3 |
| Virtual Tour | https://www.zillow.com/view-imx/3e1e67dd-8a75-4fb1-adab-a1d6d0cd91d8?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard |
| Architectural Style | High Rise |
| HOA Fee | 1066.64 |
| Assoc Fee Paid Per | Monthly |
| Pool Features | In Ground,Community |
| Security Features | Fire Sprinkler System,Gated Community,Fire Alarm,Smoke Detector(s) |
| Unit Number | E404 |
| Building Features | Dumpster |
| New Construction | false |
Interior Features
| Total Baths | 3 |
|---|---|
| Interior Amenities | Balcony,Double Vanity,Jetted Tub,Main Level Primary,Separate Shower,Walk-In Closet(s) |
| Furnished Units | None |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Total Bedrooms | 3 |
| LivingAreaSource | Appraiser |
| Window Features | Double Pane Windows |
Exterior Features
| Lot Dimensions | CONDO |
|---|---|
| Parking Features | Parking Lot |
| Building Area Total | 1485 |
| Waterfront Y/N | true |
| Exterior Amenities | Dock |
| Covered Spaces | 1 |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Pets
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Condos Average in 32408
In The Neighborhood
Panama City Beach
$ 350,000
- Type
- Condos
- Size
- 1,485 SqFt
- Rooms
- 3 Beds + 3 Baths
Panama City
$ 374,900
- Type
- Condos
- Size
- 1,485 SqFt
- Rooms
- 3 Beds + 3 Baths
Panama City
$ 525,000
- Type
- Condos
- Size
- 1,823 SqFt
- Rooms
- 3 Beds + 3 Baths
Panama City
$ 335,000
- Type
- Condos
- Size
- 1,248 SqFt
- Rooms
- 1 Beds + 2 Baths
Panama City Beach
$ 375,000
- Type
- Condos
- Size
- 1,485 SqFt
- Rooms
- 3 Beds + 3 Baths
Emerald Coast Association of REALTORS®, Inc. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers
Listing data provided by: Central Panhandle Association of Realtors (CPAR)
Information deemed reliable but not guaranteed. The information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating